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Archive for February, 2011

Legislators Measure Texas Health Care

Thursday, February 17th, 2011

texas health insuranceThe 2011 edition of Texas on the Brink was released today. The study, which began in 2003 and is performed by the Texas Legislative Group, measures the state of health insurance in Texas, health care, education, quality of life and more. Unfortunately for Texas, we didn’t fare so well, particularly in regard to how many residents have Texas health insurance.

Below are some findings from the study, with 1st representing the highest percentage and 50th representing the lowest percentage.

  • Percent of population that’s uninsured – 1st
  • Percent of uninsured children – 1st
  • Percent of low income population covered by Medicaid – 49th
  • Percent of population with employer-based health insurance – 48th
  • State government health expenditures as percent of the gross state product – 43rd
  • Per capita state spending on mental health – 50th
  • Per capita state spending on Medicaid – 49th
  • Percent of population that is physically active – 36th
  • Health care expenditures per capita – 44th

Once again Texas ranks last in the number of its citizens who have health insurance. Last year’s United Health Foundation study also found Texas to rank last in health insurance rates. Some of this can be attributed to the economy. After all, health insurance can be costly. But what many people don’t realize is that not having health insurance can be significantly more expensive, as emergency medical care and unanticipated operations can leave consumers hundreds of thousands of dollars in debt.

Texas also ranks poorly in the number of residents with employer-provided health coverage. Even if your employer doesn’t offer coverage, there are still plenty of options in the private market. A Texas health insurance broker can walk you through your options, which include a range of individual Texas health insurance plans and family health insurance plans. Regardless of what you choose, being insured is always a good thing. It’s a sound investment, and one that ensures you and your family are protected, both medically and financially, should health issues arise.

ObamaCare Takes Another Hit: Federal Judge Rules Health Law Unconstitutional

Tuesday, February 1st, 2011

obamacareYesterday, U.S. District Judge Roger Vinson of Pensacola, Florida ruled that last year’s health care reform law overstepped its bounds and is in fact unconstitutional. His ruling was based on the law’s requirement that all Americans over 18 purchase health insurance, which he says exceeds the power of Congress to regulate commerce under the Constitution. Since this mandate is central to the health care overhaul legislation, the judge said that the entire law must be voided.

This is a huge salvo against the Obama administration’s law, and while it is the biggest, it’s not the first. Last year a judge in Virginia ruled that the mandatory coverage part of the law – but not the entire law – was unconstitutional. That ruling is up for appeal in May.

Florida’s lawsuit began on March 23, the same day that Obama signed the health care bill into law. Since that time, 25 states have joined Florida’s suit.

Particularly interesting was Judge Vinson’s use of President Obama’s own words in the ruling. In 2008, Obama argued that there are other ways to achieve health care reform without implementing mandatory coverage. Judge Vinson wrote: “I note that in 2008, then-Senator Obama supported a health care reform proposal that did not include an individual mandate because he was at that time strongly opposed to the idea, stating that, ‘If a mandate was the solution, we can try that to solve homelessness by mandating everybody to buy a house.’”

This part of the ruling helped solidify Vinson’s finding that the principal dispute in the case is not whether Congress should be allowed to reform the health care system, but whether Congress has the power to force citizens to purchase health coverage.

The Obama administration is expected to appeal the ruling, and while appeals are pending, the U.S. can continue to enforce the health law in districts where it has not been invalidated. The appeal will likely go to the U.S. Court of Appeals in Atlanta, and it may eventually appear before the Supreme Court.

For now, the ruling gives more firepower to opponents of the bill, who have claimed since day one that ObamaCare grossly oversteps the bounds of the government’s authority over its people.